Protect Your Independence.
Protect Your Family.

Long-term care planning is not about fear; it is about understanding your options, protecting your retirement,
and helping your family prepare before a crisis
changes everything.

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Why Long-Term Care Matters

Long-term care is more than a healthcare issue. It can affect your independence, your retirement savings, and the emotional well-being of the people you love.
Planning ahead gives you more choices and greater peace of mind.

Illustration showing that 7 in 10 adults age 65 and older will need some form of long-term care during their lifetime.
Illustration showing increasing long-term care costs over time.
Illustration representing the emotional, physical, and financial impact of caregiving on families.
Shield icon representing peace of mind through long-term care planning.

Sources: U.S. Department of Health and Human Services (HHS), Administration for Community Living (ACL), Genworth Cost of Care Survey, and OneAmerica Long-Term Care Cost Map.

The Cost Reality of Long Term Care in New Mexico (2024)

Nursing Home

Illustration of a welcoming nursing home facility representing the average monthly cost of a semi-private room for long-term care in New Mexico.

Assisted Living

Illustration of a modern assisted living community representing the average monthly cost of assisted living in New Mexico.

Home Care

Professional caregiver assisting an older adult at home, illustrating non-medical home care services and the average hourly cost of home care in New Mexico.

Memory Care

Memory care community providing specialized care for individuals with Alzheimer's disease, dementia, and other memory-related conditions in a safe and supportive environment.

Adult Day Care

Adult day care center where older adults participate in supervised activities while receiving daytime care and social engagement in New Mexico.

See how long-term care costs compare in your area →

WHAT MEDICARE DOES NOT COVER

Educational infographic explaining the common myth that Medicare pays for long-term care and clarifying that Medicare generally does not cover ongoing custodial care. Educational infographic comparing skilled nursing care and custodial care while explaining what Medicare may cover under specific conditions. Educational infographic explaining that Medicare generally does not pay for room, board, or long-term residency in assisted living communities. Educational infographic explaining that Medicare covers certain medically necessary home health services but generally does not pay for ongoing custodial home care.

The Emotional Impact on Families

Source: AARP, 2023 Caregiving in the U.S

Planning Today Creates Options Tomorrow

There is no one-size-fits-all solution. We help you explore strategies that may include:

Traditional Long-Term Care Insurance

Hybrid Life & Annuity Solutions

Home Care & Community-Based Options

Hospital Indemnity & Health Benefits

Medicaid Planning Education

Self-funding Strategies

Long-term care advisor helping families explore care planning options, protect retirement assets, and prepare for future healthcare needs.

Lets Talk about your Future

This information is provided for educational purposes only and is not intended as legal, tax, or financial advice. Long-term care solutions vary by individual circumstances and availability.