Terms & Conditions of Use – Janix Assurance LLC

Effective Date: 11/01/2026

  1. Acceptance of Terms

By accessing or using this website (www.janixlife.com), you agree to be bound by these Terms & Conditions of Use. If you do not agree, please discontinue use of the site.

  1. Purpose of This Website

This website provides general information about Medicare, individual and family health coverage, Marketplace and BeWellNM enrollment, group insurance, employee and ancillary benefits, dental and vision coverage, life insurance, long-term care insurance, retirement education, Social Security education, annuities, and related services. The content is for informational and educational purposes only and should not be considered a guarantee of coverage, eligibility, benefits, enrollment, or product availability.

  1. Educational Financial Guidance – Not Professional Advice

We offer general retirement and financial-wellness education to help individuals understand insurance and retirement-related options. Information on this website is educational and does not constitute legal, tax, accounting, or investment advice. Decisions about insurance or annuities should be made after a personalized discussion with a licensed insurance professional and, when appropriate, the consumer’s tax, legal, or investment professional.

  1. No Government Affiliation

Janix Assurance LLC is a private, independent insurance agency. We are not affiliated with, endorsed by, or connected to the U.S. government, Medicare, or any federal program. For official Medicare information, please visit www.medicare.gov.

  1. Accuracy of Information

We strive to keep all information accurate and up to date. However, insurance rules and regulations change frequently, carrier products and availability may vary, and Marketplace and Medicare guidelines may update without notice. We do not guarantee that all website content is error-free, complete, or current.

  1. Use of Our Website

Acceptable Use

You agree to use this website only for lawful purposes. You may not:

  • Attempt to gain unauthorized access to this website, its systems, accounts, or data.
  • Upload, transmit, or introduce harmful code, malware, viruses, or other disruptive content.
  • Use this website for fraudulent, abusive, misleading, or unlawful purposes.
  • Interfere with the security, operation, or availability of this website.

We may restrict or terminate access to the website if we reasonably believe it is being misused.

  1. Communications Consent & SMS Disclosure

By submitting your contact information through this website, you consent to receive communications from Janix Assurance LLC via phone, email, and text message (SMS). Message frequency may vary.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

You may opt out at any time by replying STOP to text messages or using unsubscribe links in emails. Message and data rates may apply.

  1. Third-Party Platforms & Tools

To provide services, we use secure third-party systems such as enrollment platforms, CRM systems, communication tools, and insurance carrier portals. We are not responsible for the content or policies of external websites linked from our site.

  1. Intellectual Property

All content on this website, including text, graphics, logos, and materials, is the property of Janix Assurance LLC and is protected by applicable laws. You may not copy, reproduce, modify, distribute, or sell any content without written permission.

  1. No Guarantee of Insurance Coverage

Submitting information through this website, by itself, does not guarantee that Janix Assurance will provide services and does not guarantee enrollment, approval, eligibility, coverage, or benefits. Coverage decisions are made solely by the insurance carrier or applicable program. Any client relationship or service engagement is subject to applicable law, required consumer authorization, and Janix Assurance’s acceptance of the engagement.

  1. Limitation of Liability

To the fullest extent permitted by law, Janix Assurance LLC shall not be liable for any damages arising from use or reliance on this website, including errors, omissions, interruptions, or third-party actions. Use of this website is at your own risk.

  1. Indemnification

You agree to indemnify, defend, and hold harmless Janix Assurance LLC from any claims, damages, or expenses resulting from your use of this website or violation of these Terms.

  1. Privacy Policy

Your use of this website is also governed by our Privacy Policy. Please review the Privacy Policy for information about how Janix Assurance collects, uses, safeguards, and shares personal information.

  1. Changes to These Terms

We may update these Terms at any time. Changes will be posted with an updated effective date.

  1. Governing Law

These Terms shall be governed by the laws of the State of New Mexico.

  1. Contact Information

Janix Assurance LLC
1010 Coal Ave SW, Suite B
Albuquerque, NM 87102
Phone: 505-591-7979
Email: info@janixlife.com